need a home insurance quote?

Quote Now

Top tips for a cheaper quote

Don't over insure

Calculate what your contents are actually worth rather than guess. For building insurance, make sure you enter the rebuild value, not the market value.

Increase your excess

Agree to pay a voluntary excess - in other words, agree to pay out a certain amount if you need to make a claim.

Don't pay in instalments

If you don't pay your premiums in one go, you could end up paying an extra 30% a year on top of your regular premiums.

Buy online

You usually pay less if you buy your home insurance on the internet, rather than over the phone.

The average family spends £174* a year on contents insurance and £211* on buildings insurance. Companies rely on you being too busy to care when it comes to renew, make sure you shop around *SOURCE: ABI DATA BULLETIN 2012

| Read our home insurance guides

Help & FAQs

Have a question about home insurance? You will be able to find an answer in Lovemoney’s Q&A platform.

Ask a question

Some important information about this page

This service is provided by lovemoney.com financial services limited on behalf of Zoopla.

lovemoney.com financial services limited are authorised and regulated by the FCA – FRN 479153. Zoopla are an Introducer Appointed Representative of lovemoney.com financial services limited.

If you spot any mistakes or inaccuracies on our site, please contact lovemoney.com financial services limited.

For more information please see the lovemoney.com financial services limited terms of use and privacy policy and advertising disclosure.