Calculate what your contents are actually worth rather than guess. For building insurance, make sure you enter the rebuild value, not the market value.
Agree to pay a voluntary excess - in other words, agree to pay out a certain amount if you need to make a claim.
If you don't pay your premiums in one go, you could end up paying an extra 30% a year on top of your regular premiums.
You usually pay less if you buy your home insurance on the internet, rather than over the phone.
A round up of 25 ways to slash your home insurance premiums!
ReadThere are a lot of misunderstandings about what is covered; here are some of the main costs you can't claim for.
ReadDon’t pay more than you need to for your home insurance by keeping an eye out for these rip-offs.
ReadFollow these tips and you won't overpay for your buildings or contents insurance.
ReadHave a question about home insurance? You will be able to find an answer in Lovemoney’s Q&A platform.
Ask a questionSome important information about this page
This service is provided by lovemoney.com financial services limited on behalf of Zoopla.
lovemoney.com financial services limited are authorised and regulated by the FSA – FRN 479153. Zoopla are an Introducer Appointed Representative of lovemoney.com financial services limited.
If you spot any mistakes or inaccuracies on our site, please contact lovemoney.com financial services limited.
For more information please see the lovemoney.com financial services limited terms of use and privacy policy and advertising disclosure.